Authenticator app 2FA for investing and brokerage accounts
Brokerage and retirement accounts hold a lot in one place, so a code that can't be intercepted by text message is worth setting up. These guides cover where each provider keeps two-factor authentication, whether it replaces SMS, and how locked-out customers get back in.
Investing and brokerage · 25
AJ BellAJ Bell asks for a code on every new device. How to get it from an authenticator app, turn on 2FA for every login, and what to do without backup codes.
American Century InvestmentsAdd an authenticator app as your American Century Investments login code, why to keep text or voice too, and who to call if you lose your phone.
Ameriprise FinancialAmeriprise Financial requires 2-Step Verification. How to switch it to an authenticator app in Security Settings, avoid a lockout, and handle a lost phone.
BettermentBetterment turns on 2FA by text or call for everyone. Switch to an authenticator app in a web browser, and know that a lost phone means calling Betterment.- Bourse DirectBourse Direct's strengthened sign-in works with an authenticator app, SMS, or both. Where to set it up, when codes are asked, and who to call if stuck.
- BullionStarTurn on BullionStar's 2FA with an authenticator app from the 2FA & Mobile tab. BullionStar documents no backup codes, so plan for a lost phone first.
BullionVaultBullionVault has no backup codes: a password reset clears its 2FA. How to add an authenticator app under Settings, and what to do if you lose your phone.- CrowdcubeCrowdcube sends no sign-in codes by text or email: they come only from an authenticator app. Where to turn on MFA, recovery codes, and lost-phone help.
DEGIROTurn on DEGIRO two-step verification with an authenticator app, from a computer or phone only. No backup codes: a lost phone means calling DEGIRO.
FidelityFidelity works with most authenticator apps, but its help mentions no backup codes. Where to connect one, Remember this device, and how to get back in.
FinaryFinary's 2FA works only with an authenticator app, never SMS. Where to turn it on, the recovery codes it shows just once, and how to get back in.
HatchHatch requires 2FA and won't let you turn it off. Set it up with an authenticator app, save backup codes, and add a recovery method.
J.P. Morgan Personal InvestingJ.P. Morgan Personal Investing requires two-step verification. How to pick an authenticator app at sign-in, keep the recovery code, and get back in.- MintosMintos 2FA works only with an authenticator app, not SMS. Where to turn it on, why to keep the 16-digit secret code, and what to do if you lose your phone.
Morgan StanleyMorgan Stanley Online sends text codes by default. How to switch to an authenticator app, keep the backup code, and why VoiceID matters if you lose it.
QuestradeAdd an authenticator app to Questrade 2-step verification: why to scan the QR code instead of the 15-character key, your 10 recovery codes, and lockouts.
SelfwealthSelfwealth's authenticator app option can only be turned on in the web app, not the mobile app. Where it is, recovery codes, and when codes are asked for.
StakeStake starts every account on SMS codes. How to switch to an authenticator app, why it also gets your password reset codes, and who to call if you lose it.
StessaStessa's 2FA is a toggle under Settings > Security, with no backup codes documented. How to set it up with an authenticator app, and who resets it.
T. Rowe PriceT. Rowe Price calls the authenticator app a soft token, and its help lists no backup codes. Where to set it up, how to be asked every login, who to call.
Trading 212Trading 212 2FA is mandatory and starts on trusted devices. How to switch to an authenticator app, keep the backup code, and recover with a selfie.TradingViewTradingView says it can't restore access if you lose your 2FA codes. Set up an authenticator app, keep backup codes on paper, and unlock webhook alerts.
WealthfrontWealthfront requires 2FA and won't let you turn it off. How to switch from text codes to an authenticator app, save backup codes, and get back in.
WealthsimpleWealthsimple requires 2FA on every account. How to switch from text messages to an authenticator app, save your one recovery code, and reset with Persona.ZerodhaKite asks for a second factor every day you log in. Set up external TOTP with an authenticator app, and learn the reset route: Zerodha has no backup codes.
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